/* SKSS Trust — Logo-matched visual system */
:root{--skss-navy:#102d63;--skss-navy-2:#173d7b;--skss-gold:#e4ad3e;--skss-gold-light:#fff7e5;--skss-orange:#e58a22;--skss-green:#2f9255;--skss-cream:#fbf8f1;--skss-text:#263244;--skss-muted:#687386;--skss-border:#e6e0d4;--skss-white:#fff;--skss-radius:14px;--skss-shadow:0 10px 30px rgba(16,45,99,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'Segoe UI',system-ui,-apple-system,Roboto,sans-serif;color:var(--skss-text);background:#fff;line-height:1.65}body.skss-menu-open{overflow:hidden}a{color:var(--skss-navy);text-decoration:none}img{max-width:100%;display:block}h1,h2,h3,h4{font-family:Georgia,'Times New Roman',serif;color:var(--skss-navy);margin-top:0;line-height:1.25}.skss-container{max-width:1160px;margin:0 auto;padding:0 20px}.skss-section{padding:72px 0}.skss-alt-bg{background:var(--skss-cream)}.skss-navy-section{background:var(--skss-navy);color:#fff}.skss-navy-section h2,.skss-navy-section h3{color:#fff}.skss-narrow{max-width:760px;margin:0 auto}.skss-prose p{margin-bottom:16px}.skss-kicker{display:inline-block;color:var(--skss-gold);font-size:12px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase}.light-text{color:#f5c75b}.skss-section-heading{text-align:center;max-width:760px;margin:0 auto 38px}.skss-section-heading h2{font-size:34px;margin:8px 0 10px}.skss-section-heading p{color:var(--skss-muted);margin:0}.skss-section-heading.light h2,.skss-section-heading.light p{color:#fff}.skss-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 22px;border-radius:8px;font-weight:700;cursor:pointer;border:2px solid transparent;text-align:center;transition:.2s ease}.skss-btn-primary{background:var(--skss-navy);color:#fff}.skss-btn-primary:hover{background:var(--skss-navy-2);transform:translateY(-1px)}.skss-btn-outline{border-color:var(--skss-navy);color:var(--skss-navy);background:#fff}.skss-btn-outline:hover{background:var(--skss-gold-light)}.skss-btn-outline-light{border-color:#fff;color:#fff;background:transparent}.skss-btn-outline-light:hover{background:rgba(255,255,255,.12)}.skss-btn-block{width:100%}.skss-btn-sm{padding:8px 15px;min-height:38px;font-size:14px}.skss-text-link{display:inline-block;margin-top:12px;font-weight:700}.skss-header{background:rgba(255,255,255,.97);border-bottom:1px solid var(--skss-border);position:sticky;top:0;z-index:1000}.skss-header-inner{min-height:84px;display:flex;align-items:center;justify-content:space-between;position:relative}.skss-logo{display:flex;align-items:center;max-width:250px}.skss-logo .custom-logo{max-height:64px;width:auto}.skss-logo-text{font-family:Georgia,serif;font-weight:700;color:var(--skss-navy);line-height:1.15}.skss-logo-text small{font-family:'Segoe UI',sans-serif;font-weight:500;font-size:10px;color:var(--skss-muted)}.skss-nav{display:flex;align-items:center}.skss-nav-inner{display:flex;align-items:center;gap:20px}.skss-menu{list-style:none;display:flex;gap:22px;margin:0;padding:0;align-items:center}.skss-menu a{color:var(--skss-text);font-weight:600;font-size:14px}.skss-menu a:hover{color:var(--skss-navy)}.skss-menu-toggle{display:none;width:44px;height:44px;flex-direction:column;align-items:center;justify-content:center;gap:5px;background:#fff;border:1px solid var(--skss-border);border-radius:9px;cursor:pointer}.skss-menu-toggle span{width:21px;height:2px;background:var(--skss-navy);border-radius:2px}.skss-mobile-nav-head{display:none}.skss-menu-overlay{display:none}.skss-hero{background:radial-gradient(circle at 80% 30%,rgba(228,173,62,.2),transparent 30%),linear-gradient(135deg,var(--skss-navy),#0b2149);color:#fff;padding:86px 0;overflow:hidden}.skss-hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:50px;align-items:center}.skss-eyebrow{display:inline-block;color:#f4c458;font-weight:800;letter-spacing:1.5px;font-size:12px;margin-bottom:14px}.skss-hero h1{color:#fff;font-size:52px;margin-bottom:18px}.skss-hero h1 span{color:#f2bf4e}.skss-hero p{font-size:17px;color:rgba(255,255,255,.86);max-width:700px;margin-bottom:28px}.skss-hero-actions{display:flex;gap:12px;flex-wrap:wrap}.skss-emblem{width:300px;height:300px;border:2px solid rgba(228,173,62,.65);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:auto;position:relative;background:rgba(255,255,255,.03);box-shadow:0 0 0 14px rgba(228,173,62,.05),inset 0 0 60px rgba(228,173,62,.08)}.skss-emblem:before{content:'';position:absolute;inset:24px;border:1px solid rgba(255,255,255,.35);border-radius:50%}.skss-emblem-ring{position:absolute;top:42px;color:#f2bf4e;font-weight:800;letter-spacing:1px}.skss-emblem-center{text-align:center;font-family:Georgia,serif;font-size:28px;font-weight:700}.skss-emblem-center small{font-family:'Segoe UI',sans-serif;font-size:13px;color:#f4c458}.skss-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.skss-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.skss-scheme-card{background:#fff;border:1px solid var(--skss-border);border-radius:var(--skss-radius);padding:28px;box-shadow:var(--skss-shadow)}.skss-feature-card{position:relative;overflow:hidden}.skss-feature-card:after{content:'';position:absolute;right:-50px;top:-50px;width:150px;height:150px;border-radius:50%;background:var(--skss-gold-light)}.skss-card-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:10px;background:var(--skss-gold-light);color:var(--skss-navy);font-weight:800;margin-bottom:16px;position:relative;z-index:1}.skss-scheme-card h3,.skss-scheme-card h2{position:relative;z-index:1}.skss-rate-list{list-style:none;padding:0;margin:18px 0 0}.skss-rate-list li{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px dashed var(--skss-border)}.skss-rate-list strong{color:var(--skss-navy)}.skss-info-card{background:#fff;padding:26px;border-radius:var(--skss-radius);text-align:center;border:1px solid var(--skss-border);box-shadow:0 5px 20px rgba(16,45,99,.04)}.skss-navy-section .skss-info-card{color:var(--skss-text)}.skss-navy-section .skss-info-card h3{color:var(--skss-navy)}.skss-cta{text-align:center}.skss-cta h2{font-size:34px}.skss-rate-table{width:100%;border-collapse:collapse;margin-top:18px}.skss-rate-table th,.skss-rate-table td{text-align:left;padding:11px 12px;border-bottom:1px solid var(--skss-border)}.skss-rate-table th{background:var(--skss-gold-light);color:var(--skss-navy)}.skss-note-box{margin-top:24px;background:var(--skss-gold-light);border-left:4px solid var(--skss-gold);padding:18px 20px;border-radius:8px}.skss-page-banner{background:linear-gradient(135deg,var(--skss-navy),var(--skss-navy-2));color:#fff;padding:58px 0}.skss-page-banner h1{color:#fff;font-size:42px;margin:6px 0 8px}.skss-page-banner p{opacity:.88;margin:0;max-width:780px}.skss-split{display:grid;grid-template-columns:1fr 1.25fr;gap:50px;align-items:start}.skss-split.light h2,.skss-split.light p{color:#fff}.skss-stat-strip{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:16px;box-shadow:var(--skss-shadow);overflow:hidden}.skss-stat-strip div{padding:28px 20px;text-align:center;border-right:1px solid var(--skss-border)}.skss-stat-strip div:last-child{border-right:0}.skss-stat-strip strong{display:block;font-size:34px;color:var(--skss-navy)}.skss-stat-strip span{font-size:13px;color:var(--skss-muted)}.skss-process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.skss-process-step{padding:22px;border:1px solid var(--skss-border);border-radius:12px;background:#fff}.skss-process-step b{display:inline-flex;width:36px;height:36px;border-radius:50%;align-items:center;justify-content:center;background:var(--skss-gold);color:var(--skss-navy);font-size:12px}.skss-process-step h3{margin:14px 0 5px;font-size:19px}.skss-process-step p{margin:0;color:var(--skss-muted);font-size:14px}.skss-cta-band{background:linear-gradient(180deg,var(--skss-gold-light),#fff);border-top:1px solid #f1e5c8;border-bottom:1px solid #f1e5c8}.skss-faq-grid{display:grid;gap:10px;max-width:850px;margin:auto}.skss-faq-grid details{border:1px solid var(--skss-border);border-radius:10px;padding:16px 18px;background:#fff}.skss-faq-grid summary{cursor:pointer;font-weight:700;color:var(--skss-navy)}.skss-faq-grid p{color:var(--skss-muted);margin:12px 0 0}.skss-form{background:#fff;border:1px solid var(--skss-border);border-radius:var(--skss-radius);padding:30px;box-shadow:var(--skss-shadow)}.skss-form-row{margin-bottom:18px}.skss-form-row label{display:block;font-weight:700;margin-bottom:6px;font-size:14px}.skss-form-row small{color:var(--skss-muted);font-size:12px}.skss-form-row input,.skss-form-row select,.skss-form-row textarea{width:100%;padding:12px 13px;border:1px solid #d9d5cc;border-radius:8px;font-size:15px;font-family:inherit;background:#fff}.skss-form-row input:focus,.skss-form-row select:focus,.skss-form-row textarea:focus{outline:0;border-color:var(--skss-navy);box-shadow:0 0 0 3px rgba(16,45,99,.08)}.skss-form-row-half{display:grid;grid-template-columns:1fr 1fr;gap:16px}.skss-form-footnote{text-align:center;margin-top:14px;color:var(--skss-muted);font-size:14px}.skss-login-form{max-width:500px;margin:0 auto}.skss-amount-box{background:var(--skss-gold-light);border-radius:10px;padding:17px;text-align:center;font-size:18px;margin-bottom:20px;border:1px solid #f0dfb8}.skss-amount-box strong{color:var(--skss-navy);font-size:26px}.skss-alert{padding:14px 18px;border-radius:8px;margin-bottom:20px;font-size:14px}.skss-alert ul{margin:0;padding-left:18px}.skss-alert-success{background:#e9f7ee;color:#216b3b;border:1px solid #b8dfc5}.skss-alert-error{background:#fff0f0;color:#a32121;border:1px solid #efc0c0}.skss-alert-info{background:#edf4fb;color:#1d5b8f;border:1px solid #bfd8ed}.skss-badge{display:inline-block;padding:4px 10px;border-radius:20px;font-size:11px;font-weight:800;text-transform:uppercase}.skss-badge-pending{background:#fff3d6;color:#956300}.skss-badge-approved{background:#e2f5e8;color:#26713f}.skss-badge-rejected{background:#fbe5e5;color:#a52222}.skss-dashboard-layout{display:grid;grid-template-columns:240px 1fr;gap:30px;padding:44px 20px}.skss-dashboard-nav{display:flex;flex-direction:column;gap:5px}.skss-dashboard-nav a{padding:12px 15px;border-radius:9px;color:var(--skss-text);font-weight:600}.skss-dashboard-nav a.active,.skss-dashboard-nav a:hover{background:var(--skss-gold-light);color:var(--skss-navy)}.skss-dashboard-cta{margin-top:14px;background:var(--skss-navy)!important;color:#fff!important;text-align:center}.skss-dashboard-content{min-width:0}.skss-stat-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.skss-stat-card{background:#fff;border:1px solid var(--skss-border);border-radius:var(--skss-radius);padding:20px;text-align:center;box-shadow:var(--skss-shadow)}.skss-stat-card span{display:block;font-size:30px;font-weight:800;color:var(--skss-navy);margin-bottom:6px}.skss-filter-bar{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:16px 0}.skss-chip{background:var(--skss-gold-light);padding:8px 14px;border-radius:20px;font-size:13px;font-weight:700}.skss-filter-bar input[type=date]{padding:8px 10px;border:1px solid var(--skss-border);border-radius:6px}.skss-table-wrap{overflow-x:auto}.skss-table{width:100%;border-collapse:collapse;background:#fff}.skss-table th,.skss-table td{padding:10px 12px;border-bottom:1px solid var(--skss-border);text-align:left;font-size:14px}.skss-table th{background:var(--skss-gold-light);color:var(--skss-navy)}.skss-profile-photo-preview{width:90px;height:90px;object-fit:cover;border-radius:8px;margin-bottom:10px;border:1px solid var(--skss-border)}.skss-gallery-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:24px}.skss-gallery-item{overflow:hidden;border-radius:12px;border:1px solid var(--skss-border);background:#fff}.skss-gallery-item img{width:100%;height:240px;object-fit:cover;transition:.25s}.skss-gallery-item:hover img{transform:scale(1.03)}.skss-gallery-placeholder{grid-column:1/-1;background:var(--skss-gold-light);padding:50px;text-align:center;border-radius:12px;color:var(--skss-muted);border:1px dashed #dfc88f}.skss-contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.skss-contact-card{padding:26px;border:1px solid var(--skss-border);border-radius:14px;background:#fff;box-shadow:var(--skss-shadow)}.skss-contact-card span{font-size:25px;color:var(--skss-gold)}.skss-contact-card h3{margin:8px 0}.skss-contact-card p{margin:0;color:var(--skss-muted)}.skss-check-list{list-style:none;padding:0;margin:0}.skss-check-list li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--skss-border)}.skss-check-list li:before{content:'✓';position:absolute;left:0;color:var(--skss-green);font-weight:800}.skss-footer{background:#0b2149;color:#e8edf5;padding:52px 0 0;margin-top:0}.skss-footer-inner{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px}.skss-footer h3,.skss-footer h4{color:#fff}.skss-footer ul{list-style:none;padding:0}.skss-footer li{padding:4px 0}.skss-footer a{color:#dfe7f2}.skss-footer-bottom{text-align:center;padding:18px 0;margin-top:32px;border-top:1px solid rgba(255,255,255,.12);font-size:13px}.skss-idcard-actions{margin-bottom:16px}.skss-idcard{max-width:420px;border:2px solid var(--skss-navy);border-radius:12px;overflow:hidden;background:#fff;box-shadow:var(--skss-shadow)}.skss-idcard-header{background:var(--skss-navy);color:#fff;display:flex;align-items:center;gap:12px;padding:14px 18px}.skss-idcard-header strong{display:block;font-family:Georgia,serif}.skss-idcard-header small{opacity:.85}.skss-idcard-body{display:flex;gap:16px;padding:18px}.skss-idcard-photo img,.skss-photo-placeholder{width:90px;height:110px;object-fit:cover;border-radius:6px;border:1px solid var(--skss-border)}.skss-photo-placeholder{display:flex;align-items:center;justify-content:center;background:var(--skss-gold-light);color:var(--skss-muted);font-size:12px}.skss-idcard-details p{margin:4px 0;font-size:13.5px}.skss-idcard-footer{display:flex;justify-content:space-between;align-items:center;background:var(--skss-gold-light);padding:10px 18px;font-size:11px;color:var(--skss-muted)}.skss-qr-placeholder{width:40px;height:40px;background:#fff;border:1px solid var(--skss-border);display:flex;align-items:center;justify-content:center;font-size:10px}.skss-idcard-sign{display:flex;justify-content:space-between;align-items:flex-end;padding:6px 18px 0;background:#fff}.skss-idcard-sign-block{display:flex;flex-direction:column;align-items:center;font-size:10px;color:var(--skss-muted)}.skss-idcard-signature-img{max-height:34px;width:auto;object-fit:contain;margin-bottom:2px}.skss-idcard-seal-img{max-height:56px;width:auto;object-fit:contain;opacity:.92}.skss-certificate{background:#fff}.skss-certificate-border{border:6px double var(--skss-gold);padding:50px 40px;text-align:center;max-width:760px;margin:0 auto}.skss-certificate-border h1{font-size:26px;margin:14px 0 4px}.skss-cert-body{font-size:16px;line-height:1.9;margin:30px auto;max-width:560px}.skss-cert-footer{display:flex;justify-content:space-between;align-items:flex-end;margin-top:40px;font-size:13px}.skss-cert-footer span{display:block;color:var(--skss-muted)}.skss-cert-signature{text-align:right;display:flex;flex-direction:column;align-items:flex-end}.skss-cert-signature-img{max-height:44px;width:auto;object-fit:contain;margin-bottom:4px}.skss-cert-signature small{color:var(--skss-muted);font-size:11px}.skss-cert-seal-img{max-height:96px;width:auto;object-fit:contain;margin:20px auto 0;display:block;opacity:.92}@media print{.skss-header,.skss-footer,.skss-dashboard-nav,.skss-idcard-actions,.skss-page-banner{display:none!important}.skss-dashboard-layout{display:block;padding:0}}@media(max-width:1000px){.skss-menu-toggle{display:flex}.skss-nav{position:fixed;top:0;right:-360px;width:min(350px,88vw);height:100dvh;background:#fff;display:block;transition:right .28s ease;box-shadow:-10px 0 35px rgba(0,0,0,.18);overflow-y:auto;z-index:1002}.skss-nav.open{right:0}.skss-nav-inner{display:flex;flex-direction:column;align-items:stretch;padding:18px 22px 30px;gap:12px;min-height:100%}.skss-mobile-nav-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:14px;border-bottom:1px solid var(--skss-border);color:var(--skss-navy)}.skss-menu-close{width:38px;height:38px;border:1px solid var(--skss-border);background:#fff;border-radius:8px;font-size:25px;color:var(--skss-navy);cursor:pointer}.skss-menu{display:flex;flex-direction:column;align-items:stretch;gap:2px}.skss-menu li{width:100%}.skss-menu a{display:block;padding:12px 10px;border-radius:8px}.skss-menu a:hover{background:var(--skss-gold-light)}.skss-nav-dashboard{width:100%}.skss-menu-overlay{display:block;position:fixed;inset:0;background:rgba(7,20,43,.55);opacity:0;visibility:hidden;transition:.2s;z-index:1001}.skss-menu-overlay.open{opacity:1;visibility:visible}.skss-hero-grid{grid-template-columns:1fr}.skss-emblem{width:220px;height:220px}.skss-process-grid{grid-template-columns:repeat(2,1fr)}.skss-dashboard-layout{grid-template-columns:1fr}.skss-gallery-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:720px){.skss-section{padding:52px 0}.skss-section-heading h2{font-size:28px}.skss-hero{padding:62px 0}.skss-hero h1{font-size:37px}.skss-grid-2,.skss-grid-3,.skss-form-row-half,.skss-stat-cards,.skss-contact-cards,.skss-split{grid-template-columns:1fr}.skss-stat-strip{grid-template-columns:repeat(2,1fr)}.skss-stat-strip div:nth-child(2){border-right:0}.skss-stat-strip div{border-bottom:1px solid var(--skss-border)}.skss-process-grid{grid-template-columns:1fr}.skss-gallery-grid{grid-template-columns:1fr}.skss-gallery-item img{height:220px}.skss-page-banner h1{font-size:34px}.skss-footer-inner{grid-template-columns:1fr}.skss-logo .custom-logo{max-height:54px}.skss-header-inner{min-height:72px}}


/* Website Settings branding */
.skss-settings-logo{display:block;width:auto;max-width:220px;max-height:76px;object-fit:contain}.skss-footer-logo{display:block;width:auto;max-width:190px;max-height:70px;object-fit:contain;margin-bottom:14px}


/* Mobile off-canvas navigation fix */
@media(max-width:1000px){
  .skss-nav{
    position:fixed !important;
    top:0 !important;
    right:0 !important;
    left:auto !important;
    bottom:0 !important;
    width:min(350px,88vw) !important;
    max-width:100vw !important;
    height:100dvh !important;
    margin:0 !important;
    padding:0 !important;
    background:#fff !important;
    z-index:10020 !important;
    overflow-y:auto !important;
    -webkit-overflow-scrolling:touch;
    box-shadow:-10px 0 35px rgba(0,0,0,.18);
  }
  .skss-nav:not(.open){
    transform:translateX(100%) !important;
    visibility:hidden !important;
    pointer-events:none !important;
  }
  .skss-nav.open{
    transform:translateX(0) !important;
    visibility:visible !important;
    pointer-events:auto !important;
  }
  .skss-nav-inner{
    min-height:100%;
    width:100%;
    padding:18px 22px 30px !important;
  }
  .skss-menu-overlay{
    position:fixed !important;
    inset:0 !important;
    width:100vw !important;
    height:100dvh !important;
    z-index:10010 !important;
  }
  .skss-menu-toggle{position:relative;z-index:10021}
}